Rediscover a Level of Clean That is Nothing to Sneeze At


By Kerry McDuffie, Owner of Superior Carpet & Rug Cleaning

Winter is a distant memory, and we’ll need to wait an entire year to enjoy next spring’s dogwood blossoms. Remember those precious few weeks during April and May when we opened up our windows to allow those mild spring breezes to freshen up our homes? Well, all too quickly the temperatures have risen, our windows are once again closed, and the air conditioners are turned back on.

One challenge many of us experience during these periods of time when our homes are “buttoned up” is that dust and allergens are trapped inside. Every time your home’s HVAC system cycles these trapped contaminants are redistributed throughout your entire home, as is evident by the dust on your furniture. And no amount of dusting seems to alleviate the sneezing and coughing experienced by many of our two- or four-legged family members resulting from these trapped contaminants.

While there is no way to totally eliminate dust and allergens in your home, there are steps you can take to significantly reduce these airborne contaminants. One sure fire way is to remove dust and allergens from your home’s carpeting and Oriental rugs. While vacuuming helps, your vacuum only removes a small portion of the accumulated contaminants that are trapped deep in the fibers of your carpets and rugs.

At Superior Carpet & Rug Cleaning, a West Knoxville based company with 33 years of experience, we offer homeowners two proven solutions to dust and allergens. For your home’s wall-to-wall carpeting and upholstery, we offer a deep cleaning and extraction process that thoroughly cleans your carpets and furniture using only specially treated water from our truck-mounted cleaning plant that assures a level of clean that leaves our competition in the dust. And for your home’s Oriental rugs, we offer our proprietary 11-step rug washing process at our state-of-the-art rug washing boutique that achieves a level of cleaning that is simply not achievable using any other system.

Call us today, and discover for yourself a Superior Carpet & Rug Cleaning level of clean – a level of clean that is nothing to sneeze at. You are also invited to view our proprietary Oriental rug washing system online at www.superiorofknoxville.com.

Superior Carpet & Rug Cleaning
865.691.5686
www.superiorofknoxville.com
info@superiorofknoxville.com

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No Dental Insurance? No Problem!


If the only thing standing between you and regular dental care is insurance, Heritage Family Dentistry has the perfect solution. Called Heritage Family Membership Club, uninsured patients can take advantage of savings on a variety of services offered by Heritage Family Dentistry.


For a low monthly fee of only $27 and a one-time $50 lifetime activation fee, adults and children can save on professional dental cleanings, doctor exams, required x-rays, emergency exam, fluoride treatment for children 12 and younger, and 15% off all other treatments. (Some exclusions may apply.) Heritage Family Dentistry even offers a special membership program for those requiring active periodontal maintenance due to prior treatment of periodontal (gum) disease.

“Because we value your loyalty, we’ve launched our very own membership club for our patients without dental insurance,” said Dr. Jonathan Bradshaw. “This membership club simplifies payment for preventable dental care while offering savings on many of the other services we offer.”

Postponing regular dental care can be detrimental not only to good dental health, but also your overall health as well. Untreated, a variety of dental diseases that go undetected and untreated can result in both lengthy and expensive treatments later on. And if you think you might be able to detect a dental abnormality yourself, you might be surprised to learn that many diseases, including serious infections that can erode your jawbone, resulting in permanent loss of your natural teeth, often produce no symptoms until serious bone loss has occurred.

Why put off regular dental care any longer? Call Heritage Family Dentistry today at 865-816-9211 to learn more about their membership club and how it can save you and your family money. You can also become a member online by visiting www.hfdsmiles.com. It’s time to show off your smile!

Heritage Family Dentistry
11121 Kingston Pike, Suite C
Farragut, TN 37934
865.816.9211
www.hfdsmiles.com

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FC Barcelona to Host Inaugural Soccer Camp in Knoxville


Global powerhouse FC Barcelona is bringing their expertise to the United States, specifically to Knoxville, courtesy of their partner Sporting Global. The FC Barcelona camp will be held June 18-22 from 8 am to 2 pm at the Sansom Sports Complex. Boys and girls between 6 and 18 years old are welcome to the camp. As many as 15% of the camp’s top players will be invited by FC Barcelona coaches to attend a week-long training clinic in Barcelona.

FC Barcelona partnered with Sporting Global to bring this exclusive opportunity for players to experience La Masia in their hometown. The FC Barcelona Camps work with their own unique model based on the Barca methodology from the youth teams right up until the first team, with a creative and attacking style of play and an indispensable transmission of values: Respect, humility, effort, ambition, and teamwork, with proven success that that has produced world renowned players such as Messi, Iniesta, Xavi, and Piqué.

Official coaches from FC Barcelona will travel to the U.S. to conduct the training sessions in Knoxville, enriching this exclusive opportunity. The Technical Director and the coaches will work hands on with the camp attendees to teach the same technical drills used in the unique Barca style. A coach from FC Barcelona will be running specific training sessions for goalkeepers.

The one-of-a-kind world-class FC Barcelona program currently has an international presence reaching all five of the world’s continents, with more than 40,000 participants spreading across 40 countries. Sporting Global will host camps across the U.S., including Memphis, Milwaukee, Minneapolis, Nashville, New Orleans, Knoxville, Oklahoma City, Santa Barbara, Tulsa, and Ventura County. It is anticipated that more than 200 players will attend the Knoxville camp.

For more information regarding the camps and to register, visit www.fcbarcelona.us. For information about Sporting Global, visit www.sportingglobal.net.

Sporting Global
www.sportingglobal.net
www.fcbarcelona.us

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Your Biggest Financial Threat in Retirement Might Surprise You


By Yvonne Marsh, CFP®, CPA

While most retirees worry about stock market downturns, an even bigger financial threat is an unexpected health event that Medicare doesn’t cover. The average cost of home health care and assisted living is more than $40,000/year and a full-skilled care facility is more than $70,000/year. This retirement planning decision is truly a family one – if you don’t make plans to cover these costs, the burden falls to your adult children, who are trying to save for their own retirement and their kids’ education. That is not a scenario anyone wishes for their children!

Several options exist to pay for home health and long-term care costs:

1. Self-insure and rely on family members
Pros: If you never need long-term care, you haven’t spent money on unnecessary premiums.
Cons: A couple’s funds can be depleted providing care for the first spouse, leaving the second spouse with few options. Additionally, the psychological and physical toll on the caregiving spouse is significant.

2. Let my money run out and rely on the government
Pros: Minimal cost.
Cons: Medicaid requires you to be impoverished and gives you little control over the facility in which you will live. It does not cover home health or assisted living.

3. Use traditional long term care insurance
Pros: Annual premiums provide insurance benefits for a variety of home health, assisted living, and skilled facilities.
Cons: Premiums do increase over time, and it has the “use it or lose it” stigma of paying for something you may never use.

4. Asset-based long term care insurance
Pros: This is, by far, my favorite option. It allows you to reposition a portion of your savings into a type of life policy that provides a multiplied amount of your investment, tax-free, if you need long-term care. And there is no “use it or lose it” – your investment simply turns into an inheritance for your heirs, or you can even cancel the policy and request your money back.
Cons: Need to have the necessary investment minimum of $35,000 already saved, though a 10-year payment plan is available.

There is even insurance available for people who already need long-term care and are afraid they will run out of money. As a financial planner, my job is to protect my clients’ financial lives. Get started today – call my office to schedule a complimentary conversation. Your family will thank you.

Marsh Wealth Management, LLC
1341 Branton Blvd, Suite 105
Knoxville, TN 37922
865.622.2162
admin@marshpros.com
www.marshwealth.com

Financial Planning & Investment Advisory Services are offered through Marsh Wealth Management, LLC (“MWM”), an independent investment advisor registered with the state of Tennessee. Yvonne Marsh is an Investment Advisor Representative of MWM in the state of Tennessee. Marsh Professional Group, LLC is a TN registered public accounting firm and a separate legal entity from MWM. For a detailed discussion of MWM and their investment advisory fees, see the firm’s Form ADV on file with the SEC at www.adviserinfo.sec.gov.

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The WannaBeatles Live in Concert at the Great Smoky Mountains Heritage Center


Come experience a different kind of Beatles Tribute – a one-of-a-kind show that blends the great classic songs of the British Invasion with hilarious on-stage antics. On Saturday, June 30, at the Great Smoky Mountains Heritage Center, the nationally known group, The WannaBeatles, will be performing all of your favorite songs from the iconic group, along with selections from other quintessential bands of the ’60s and ’70s.

“We are thrilled to announce that The WannaBeatles will be performing in our amphitheater, and we are expecting quite a show!” said Logan Hull, Director of Special Events at the Great Smoky Mountains Heritage Center. “This is a unique opportunity to hear this Grammy Award-nominated band here in Townsend.”

The Heritage Center, as it is affectionately known, is at its core a Heritage and Cultural Museum and has been hosting concerts in its covered amphitheater for more than 10 years.

“There is no denying that music is an integral part of our history in East Tennessee, and we are lucky to have this facility to host this amazing group,” said Logan. “This Nashville-based band has been the only tribute act to have actually written songs for Paul McCartney, and they have brought smiles to fans for years!”

Dennis Scott, one of the four dynamic members, is a two-time Grammy and Emmy award-winning composer and producer. His songs have been recorded by such artists as Ray Charles, Faith Hill, and even the Muppets! He and his band will be playing oldies and goodies such as “I Want to Hold Your Hand,” “Can’t Buy Me Love,” and “Sgt. Pepper’s Lonely Hearts Club Band,” as well as medleys from such bands as The Monkees, The Who, and The Doors.

The ticket sales from this benefit concert will directly support the Heritage Center’s mission of preserving, protecting, and promoting the unique history and rich culture of this region. The Great Smoky Mountains Heritage Center is a 501(c)(3) non-profit organization and is located only 45 minutes from West Knoxville at 123 Cromwell Drive in Townsend.

Tickets are on sale now by calling 865-448-0044 between 9 am and 5 pm. Advanced ticket prices will be $15 for members of the GSM Heritage Center and $20 for non-members. Tickets are general admission seating, and quantities are limited. Tickets at the door will be $20 for members and $25 for non-members. Advance tickets are recommended!

The evening will kick off at 5 pm with dinner available for an additional charge from Mooyah’s Burgers, Shakes and Fries. The performance will begin at 7 pm. If you have never been to a concert at the Heritage Center before, it is recommended that you bring a lawn chair, and note that no outside food or beverage is allowed.

For more information and to purchase tickets, call 865-448-0044 or visit www.GSMHeritageCenter.org. The concert is sponsored by First Century Bank, The Smoky Mountain Tourism Development Authority, Mooyah’s Burgers, Shakes, and Fries, Parkway Grocery, and media sponsor Everything Knoxville.

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Add Value to Your Small Business by Serving Others


By Tom Irmen

If you have ever wondered where small business owners derive their entrepreneurial drive, oftentimes you do not have to look any further than the parents that raised these individuals.

One of eight children, my father’s life was centered around his family, so it was not surprising that he left school at an early age to help support his family after his father lost his job during the Great Depression. In fact, until my father married, he endorsed his paycheck over to his parents every payday. He never regarded his choices as sacrifices but merely something that family members did for family. When the second world war broke out, he volunteered for service in the United States Navy. I remember to this day his first-hand account of sailing into Pearl Harbor and his description of the devastation that still remained from the December 7, 1941, Japanese attack.

Like most veterans of that time, he returned from the war without fanfare and immediately returned to work. He married our mom soon after, and they went on to raise six children. But little had changed for Dad. His life remained one of hard work, with often more than one job, and a dedication to his friends and family. Regardless of what he was doing on his few days off, if any family member or friend was in need of his help, he would drop whatever he was doing to lend a hand.

When our mother unexpectedly passed away at an early age, Dad was left to care for my four brothers and sisters who remained at home. Balancing work and parenting proved to be difficult for him, and he often struggled, but he did the best he could.

His life’s journey, although marked with some disappointments, was nonetheless one of service to others. He had a true love for his family and friends that he seldom expressed in words but rather by his actions.

I appreciate my dad’s sense of duty and loyalty to others, and my hope is that I demonstrate these same qualities I learned from him, both in my everyday life and in my interaction with others. I am proud of my dad and know that he did his very best for his family, friends, and nation. He truly was part of this country’s greatest generation. Happy Father’s Day, Dad.

My dad passed away on October 4, 2016, at age 90, less than a month before his beloved Chicago Cubs won their first world series in 108 years.

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Exit Realty


Discover a Fresh Approach to Today’s Residential Real Estate Marketplace

In today’s real estate marketplace, most buyers and sellers share a generic view of the agents that act on their behalf.  You sign an agreement, the “for sale” sign goes up, ads go online and in print, buyers make inquiries, offers are made, contracts are signed, and a closing occurs.  But decisions to buy and sell real estate are rarely that simple and often require the combined skills of a trusted real estate professional that can also act in an advisory role.

Local entrepreneur and Exit Real Estate Associate Broker, Jesse Boling, first began his self-employment career at a very early age in his parent’s business and later launched two successful businesses, CH Interiors & Gifts in 2013 and Knox Graphics & Design in 2017.  Jesse’s success in retail came about largely from his unique ability to build winning teams of associates and to differentiate his companies from his competition.  Success also resulted from developing lasting relationships, comprehensive marketing strategies, and by developing all of the necessary skills needed to succeed at every new venture.

Today, as an Associate Broker at Exit Real Estate Professionals Network, Jesse has combined his years of successful entrepreneurship, along with Exit Realty’s commitment to provide the highest level of professionalism and training, offering each of their clients an uncommon level of expertise when buying and selling a home in today’s fast-paced and evolving real estate marketplace.  We hope you will enjoy this recent interview with Jesse.

EK: How have your years of experience as an entrepreneur and business owner prepared you for today’s residential real estate marketplace?

Jesse: Success in any worthwhile endeavor involves planning.  Before launching any new business, every aspect of that new venture must be thoroughly examined, considered, and planned for.  Comprehensive analysis and plans must then be developed.  But, even more importantly, you need to consider the human component for every transaction, never forgetting that there are family members emotionally invested in every home that is bought or sold.

EK: What is the most important characteristic or skill required to succeed in residential real estate?

Jesse: While there are a variety of skills required for success, the most important skill is the ability to listen to your clients.  Without the ability to listen, all of your other skills are of little value.

EK: You had multiple real estate companies to select from.  What made you choose Exit Real Estate Professionals Network?

Jesse: That’s simple.  It was their comprehensive approach and commitment to provide a level of client service that is uncommon in today’s marketplace.  It was the same commitment I made to each of my customers in my retail businesses that was required to achieve success; a commitment to provide a level of service that most people thought no longer existed today.

EK: How would you describe a typical “buyer’s” experience?

Jesse: As I stated earlier, it begins with listening.  What are the buyer’s expectations? What are their priorities (schools, shopping, proximity to work, emergency services, churches)?  We need to determine budget and pursue mortgage pre-approval.  These are just a few of the requirements we need to consider, allowing us to transform ourselves from a real estate professional to a trusted advisor and ally.

EK: How would you describe a typical “seller’s” experience?

Jesse: Well, listening still is my number one priority.  We need to establish a current market price for the seller’s home, as well as a realistic timeframe for the sale to take place.  There are also a large number of recommendations we might make to the seller to enhance the probability for success at the highest possible price.  This is also where our team goes to work to create a comprehensive marketing plan designed to achieve a successful outcome.

EK: How important is communication in the buying and selling process?

Jesse: Next to listening, communication is perhaps the most often neglected component in the real estate experience.  Buyers and sellers deserve to be in the loop to whichever degree they wish to be included.  Also, with all of the communication tools available today, there’s really no excuse not to keep buyers and sellers informed.  Regardless, it’s the number one complaint we hear from buyers and sellers today.

EK: If a reader has an interest in buying, selling, or perhaps purchasing an income property, what is the best way for them to reach you?

Jesse: Those interested in reaching me can call or text me at 865-335-7270 or email me at j.boling865@gmail.com.

EK: In closing, is there anything you would like to add?

Jesse: I would first like to thank the many thousands of people that have helped us to succeed in business, in addition to the countless friendships that have occurred as a result.  I would also like to ask you for the opportunity to earn your trust as an advisor and real estate professional on any residential real estate opportunity that you may become part of in the future.

Jesse C. Boling, REALTOR®

Exit Real Estate Professionals Network
865.383.3948 office
865.335.7270 cell
Jesse.FindKnoxvilleHouses.com

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Become Your Own Marketplace Disrupter


By Tom Irmen

Many small business owners live in fear of the potential for “disruptive technology” to enter their marketplace, putting them out of business.  The fear of an Amazon-like disrupter displacing established marketplace leaders with innovative new ideas is enough to cause even the most ardent entrepreneur to lose sleep.

But take a step back for a moment.  Amazon, which was first launched as an online bookseller in 1994 by Jeff Bezos, generated only $511,000 in sales in 1995, posting a net operating loss of $303,000.  What you may not know is that Amazon was founded in the garage of Bezos’ home in Bellevue, Washington.

On April 1, 1976, Apple Computers, Inc. was founded by college dropouts Steve Jobs and Steve Wozniak.  Once again, launched from a garage, Jobs and Wozniak started building the Apple 1 and selling it without a monitor, keyboard, or casing, which weren’t added until 1977.

And childhood friends Paul Allen and Bill Gates set out to succeed in business utilizing their shared skills in computer programming, launching their first company, Traf-O-Data, in 1972 before establishing Microsoft in 1975.

Without question, the new technologies I have cited have had a profound impact on the world of business and our own personal lives, leaving many lamenting the fact that these disrupters have been the root cause of tens of thousands of companies closing their doors and millions of employees losing their jobs.  But the fact is that these innovators simply set out to satisfy existing or future perceived consumer needs or marketplace changes that they identified and responded to with their own unique marketplace innovations. And they accomplished their objectives with the meager resources they possessed at that time.

While few of us will rise to the level of Bezos, Gates, or Jobs, each of us has the potential of becoming a disrupter within our own marketplace by identifying changing consumer needs and then satisfying them with our own unique marketplace innovations.  Sound daunting?  Perhaps, but try to imagine the task ahead of you if your competition acts first.

Perhaps what is most remarkable about these early marketplace disrupters is just how unremarkable they likely appeared to others at the time. Marketplace disruption is the domain of risk taking, forward thinking, and innovative entrepreneurs and not just a handful of billionaires.

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What Does Your Gift Say?


What do our gifts say about us? We want them to say we are thoughtful, but are we always hitting the mark? For some of us, it requires thinking outside the box!

Hostess Gifts

If you are traveling out of the region, you might want to consider taking something from your home area like food or locally crafted goods such as pottery or woodwork. Other thoughtful ideas are things people can use every day, like napkins (with or without the napkin holder) or notecards from a local artist.

Wedding Gifts

Do you always buy off of a registry? Young people always need a lot of things, as most are setting up households for the first time. Think about a distinctive piece of pottery or a hand-turned serving bowl – a luxury that someone would likely not buy for themselves. Though gift cards are not considered by some to be thoughtful, sometimes gift certificates are the perfect gift. It is hard to buy art for someone else, so a gift certificate to a shop with art may be the perfect choice. This allows the new couple to buy that perfect piece to make their house a home.

Birthday Gifts

What does your friend love? From that special friend to the “thinking of you” gift, try to pick something that will make them smile each and every time they see it. Is it a floral arrangement, hand-crafted jewelry, a trinket for a shelf or table (think birds and bunnies!), or a garden stake or statuary?

At The Town Framery & Gifts, we are here to help you find that special gift for that special person in your life.

The Town Framery & Gifts
12814 Kingston Pike
Farragut, TN 37934
865.671.6627
www.thetownframery.com

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Sweetwater Main Street Opens New Doors!


The year 2018 is looking to be a banner year in historic downtown Sweetwater.  In the past few months, Sweetwater’s nationally accredited Main Street district has helped four new businesses open.  Building entrepreneurs is an important goal for the Sweetwater Main Street organization.  In partnership with the City of Sweetwater and funded in part with a grant through the State of TN Economic and Community Development, a formerly vacant building in downtown Sweetwater is being transformed into a business incubator.  The beautiful historic building, once known as the Carter Brick Mason Building, is owned by Sweetwater Architect Sam Moser.  His vision for the building has created space for a restaurant, coffee shop and bakery, a retail store, and several residential apartments in the future, as well as the relocation of his own architectural office.

Last fall the first business, Her Majesty Boutique, opened to much fanfare.  It hasn’t been unusual to see a line out the door of this trendy second floor boutique.  Clothing and apparel, jewelry, accessories, and more, as well as a new children’s line, Reign Couture, have drawn many new shoppers to downtown Sweetwater.  The shop is owned by Ashley Ingram, Miss Tennessee United States 2017.

“It’s a very good thing to have young, smart entrepreneurs in Sweetwater,” said Mayor Doyle Lowe. “We’re so glad to play a part in these businesses success.”

In January, Vittorino’s Italian Cucina Restaurant opened and has stayed busy even through the traditionally slow months of January and February.  The cuisine is fresh and made with love by owner Rosa.  The venue is beautiful and cozy.  Open Tuesday through Sunday, a meal in Vittorino’s Italian Cucina Restaurant is well worth the trip to Sweetwater.

March 1st welcomed the Cup Runneth Over Coffeehouse and Sweet Station Bake Shop.  The Coffehouse serves Crimson Cup coffee, as well as a variety of hot teas, espressos, cappuccinos, and more.  Paired with a treat or breakfast item from the Bake Shop, and this stop is a must when visiting Sweetwater.  The eclectic interior spotlights the original brick walls and locally made countertops, tables, and chairs.  A space was created for live entertainment, and the back section of the building has a meeting room available for parties and gatherings.

Several years ago the Sweetwater Main Street organization hired a consultant for a master plan as part of a grant through the East TN Foundation.  The process of creating the master plan identified several goals for downtown Sweetwater.  Some of those goals included a restaurant serving pizza that more locals would support, businesses that stayed open past 5 pm, and a coffee shop.

“These new ventures are a clear fulfillment of several long-term goals, and it’s exciting to watch,” said Jane McGuire, Sweetwater Main Street Director. “We are so proud to play a part of this process.”

Sweetwater is home to so many unique shopping experiences and dining options.  These new businesses will help continue to draw visitors and locals alike and enhance what is already a great day trip.  So make plans to visit Sweetwater soon! For more information, follow the Main Street Marketplace Facebook page at www.facebook.com/shoplocalatmsm.

Main Street Marketplace
105 S. Main Street
Sweetwater, TN 37874
423.337.6979
www.sweetwatertn.net
www.facebook.com/shoplocalatmsm

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