Introducing the Riverhouse Group of Keller Williams Realty


In the media today, existing and would-be homeowners are learning about a much improved real estate marketplace. Home values have increased in many areas, homes are often selling faster, and there are actually shortages of homes in many communities. With all of these existing variables in today’s real estate market, you may be asking yourself if this is the right time to jump into the market. How do I select a Realtor? How much home can I afford? What is the value of my home? These are just a few of the dozens of questions that you’ll need to address when buying or selling a home, but perhaps the most important decision you will make initially is selecting a Realtor.

Successful real estate transactions rely on much more than luck. An experienced Realtor can help you navigate the many challenges that can await the inexperienced buyer and seller working alone and can help transform an otherwise challenging real estate experience into one that is a positive experience for their clients.

In this issue of Everything Knoxville, we are pleased to introduce you to the premier real estate sales team of David Box and Kara Blackstock of the Riverhouse Group of Keller Williams Realty in West Knoxville. A team dedicated to providing exceptional, personalized service for all of your residential real estate needs, we trust you will enjoy this interview with David and Kara.

EK: To start, bring our readers up to date on the current Knoxville area residential real estate market.

David: At the beginning of this year, home listing site, Zillow, listed Knoxville as the #7 hottest market for 2017. They couldn’t have been more right. The Knoxville market is booming. Our community has so much to offer. From an abundance of outdoor activities, natural beauty, low unemployment rates, high income growth, no state income tax, and affordable housing – Knoxville is a great place to live.

Kara: 2017 has certainly been a seller’s market, and buyers need to act fast. Home sales continue to rise, while we are also seeing an increase in the average sales price. The average days on market (ADOM) has decreased in 2017. Our firm is outpacing the market in days on market by selling homes 35% faster than the local real estate market average. The ADOM for our local real estate market is 92, and at Keller Williams, it is 60. It is not uncommon for sellers to receive multiple offers and even full price offers in today’s market.

EK: Tell us a little bit about each of you.

Kara: I was born and raised in Knoxville, and I am a mother of two daughters. I graduated from the University of Tennessee with a degree in education. I became a teacher, because I have a passion for helping people. I believe that’s why the transition to real estate was easy for me. I love helping clients through every stage of selling or buying a home. Developing relationships with my clients is of utmost importance to me. I want my clients to trust me and know I have their best interest at heart. The best compliment is when past clients refer their friends and family to me.

David: I am a native of Charleston, SC, and was first drawn to Knoxville about 20 years ago. I spent the majority of my professional career in leadership and sales training positions. This provides tremendous value in real estate when helping clients in the emotional process of buying and selling a home.

EK: Unlike other Realtors, you have chosen a team type approach. How does that benefit your clients?

David: Kara and I knew we would be stronger together and that our clients would benefit from our partnership. Internally, it allows us to share ideas and constantly learn from one another. For our clients, they get a number of benefits, including the opportunity to seek opinions from both of us, increased availability and contact, and varying negotiation tactics.

EK: What would you say is the single greatest challenge confronting buyers and sellers today?

Kara: I believe one of the greatest challenges for sellers this year is the lack of homes available to choose from when they sell their homes. Many sellers are hesitant to put their home on the market without knowing where they are moving next and are worried they won’t be able to find a home in a short amount of time. With buyers being more aggressive with their offers and sales prices increasing, we are also seeing issues with appraised values. It has not been uncommon to see homes not appraising for the contract price, which in turn often leaves the buyer scrambling to come up with more money for the purchase or risk losing the home.

EK: Describe for our readers your innovative approach to marketing.

David: We take a non-traditional approach and believe in going where the customers are. An astonishing 93% of all real estate searches begin online. We want to provide the best experience for these shoppers. Today’s clients are digital savvy and are seeking the most information possible when home shopping. Our marketing techniques empower consumers to fully immerse themselves into our client’s home listing.

EK: Tell us a little more about that.

Kara: We offer HD video tours that utilize a handheld gimbal device that gives a first-person walkthrough of every room in the home. This allows for a 24-hour virtual open house of the seller’s home. We provide an aerial drone flyover and yard view so a buyer can also see the surrounding areas. We use the latest 4K camera technology that creates 3D dollhouse views, 2D floor plans, and allows for appliances and other highlighted areas to have linkable content for buyers to learn more about the quality of the home. We package it all together onto a dedicated single page website specific to their home. An example of how we market a home can be found at www.12627earlyroad.com. We take all this information and then market it on 350 search engines and 76,000 separate websites.

David: We also want to ensure that our client’s home is staged and presented in the best manner possible. We offer complimentary staging and design services to all our clients.

EK: Talk about the importance of communication with your clients and your approach.

Kara: We believe good communication is key. Buying a home is usually the largest purchase and investment that a person will ever make. We understand that buying and selling a home can be an emotional and stressful process. David and I believe that communication is the center of a successful real estate transaction. We never want our clients to feel left out of the loop or confused because they were not receiving feedback and status updates.

EK: There are a great many Realtors for a client to select from. How would you differentiate yourselves?

Kara: We pride ourselves on a number of pillars: Communication, technology, and professionalism. We want our clients to know that we are available when they need us, but, more importantly, we always want to have a personal touch in our communication that shows transparency, honesty, and integrity. Our dedication to best-in-class technology and use of digital media ensures we market our client’s home to today’s consumer. The Riverhouse Group’s professionalism and experience will help all the way from the sales negotiation to a smooth closing.

EK: In closing, tell us something we don’t know about Riverhouse Group.

Kara: We are in the process of developing a TV show called Stage Right. Stage Right is a self-contained format where we help homeowners who have had difficulty selling their homes due to staging or appearance issues. Working with a very small budget, their current furniture, and some tough love, we transform their home and lawn into something a buyer can’t resist.

EK: How can our readers learn more about you? What is the best way for them to contact you?

David: Visit www.RiverhouseKnoxville.com to learn more or contact us below.

Riverhouse Group of Keller Williams Realty
5616 Kingston Pike, Suite 201
Knoxville, TN 37919

David Box | Kara Blackstock
LIC # 340030 | 320832
865.694.5904 | 865.851.4210
www.RiverhouseKnoxville.com

Each office is independently owned and operated.

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Heat Up All Your Summertime Events


By Jesse Boling, Owner of CH Interiors & Gifts

If you’re planning to move even more of your family events out-of-doors this summer to take full advantage of everything Mother Nature has to offer, we can help. CH Interiors & Gifts has everything you’ll need to transform an ordinary outdoor event into an extraordinary event.

You’ve just got to try our newest line of gourmet products from J&J Gourmet Foods made right here in Tennessee. Simply divine and 100% gluten-free, you have 17 mouth watering selections to savor, including Dilly Beans, Pickled Okra, Pickled Beets, Bread N Butter Pickles, Chow Chow, Mustard Moonshine BBQ, Moonshine Pickles, Blackberry Moonshine Salsa, Cranberry Orange Salsa, Garden Salsa, Cherry Salsa, Blazing Hot Sauce, and more. Every gourmet item from J&J Gourmet Foods is carefully hand-crafted on our Tennessee farm in small batches using only the finest ingredients to ensure the finest flavor and taste.

In addition to these items from J&J, we also have a wide assortment of other gourmet products that will make you the talk of the town this summer, including appetizers, toppings, sauces, and seasonings. Be sure to try our sweet and spicy jerk chicken or chipotle lime shrimp backyard BBQ rubs from Halladay’s Harvest Barn of Vermont. You’ll also want to check out our Soberdough bread mixes and our Raven’s Original salsas and jams. Also, don’t forget our award-winning Raspberry Jalapeño Jam, with more than 11,000 jars sold and counting.

Mark your calendars for our Summertime Open House July 14th and 15th. Register for door prizes and take advantage of super savings on unadvertised specials throughout the store. We’ll also have our grill fired up to let you sample many of the gourmet food items that we feature, along with our very special watermelon punch. So plan on join us for two fun-filled days.

Whether you need help with your next out-of-doors soiree or help selecting that perfect gift item for every occasion, you can trust CH Interiors & Gifts, where we are expanding our gift offerings and with new items arriving daily. For our latest rewards, coupons, and sales, text Cranberry to 56274. CH Interiors & Gifts: Interiors and gifts to warm the heart and home.

CH Interiors & Gifts
12556 Kingston Pike
Knoxville, TN 37934
865.288.7887
www.cranberryhollowgifts.com

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Custom Cabinets Without the Custom Cost


By Carleen Head, Owner of N-Hance Wood Renewal

We love our kitchens! No longer just a place to prepare meals, our kitchens have replaced other living spaces in our home to become a focal point and gathering place for friends and family. That’s why we place so much importance on the appearance of our home’s kitchen.


Your kitchen, which features the latest styles and trends, say, from a decade or more ago, however, may be due for an update. But have you seen the costs of replacing a kitchen today? That’s why I launched N-Hance Wood Refinishing here in East Tennessee.

Did you know that N-Hance can help you update your kitchen into the showcase home look that you’ve been hoping for? And what you’ll appreciate even more is that you can update your kitchen for far less than you might have imagined.

Cabinet refacing is a popular alternative to replacing your home’s cabinets. N-Hance can help you renew and refinish your existing kitchen cabinets for two-thirds less than the cost of refacing. Also, our proprietary process offers you hundreds of color options to choose from, offering a near endless array of options. Our design consultants will help you select the finish that perfectly suits your individual styles and tastes, and they can help you further customize your look with a variety of finishing techniques, including glaze, an antique look, or other accenting.

An affordable and innovative option for refinishing your cabinets, why choose the expensive alternative that often requires a week or more to complete, not to mention the dust? N-Hance can transform your existing kitchen into the kitchen of your dreams in just a matter of days, and for 80% less than replacement and 65% less than resurfacing. Hmm… maybe there’s enough savings to update the master bathroom?

N-Hance Wood Renewal
865.806.7766
www.nhance.com/knoxville

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Granite Transformations


A Truly Transformational Experience

By Buddy Baker, Co-Owner of Granite Transformations

When my wife, Patti, and I left our lives in corporate America 11 years ago to launch Granite Transformations, little did we recognize just how transformational our decision would become for our family. Clearly at the onset, our focus was on our product, as it should be. We were selling the highest quality granite surfaces available anywhere in the world. No slab granite could match its superior characteristics for either strength and, more importantly, safety. In fact, our granite surfaces are so safe that they are the only surfaces certified by the National Safety Foundation as safe for food preparation in commercial restaurants.

Soon after launching Granite Transformations, we came to understand that we were doing far more than just installing granite countertops. We were touching the lives of families just like ours, and the kitchens we were helping to remodel were far more than just food preparation areas. They were gathering places where families gather daily to share the events of the day, as well as a gathering place for graduations, birthdays, anniversaries, and holidays. These experiences have truly transformed the way we approach our business today. We would like to think of it as more of a “family-to-family” experience. Our mission statement is to provide the best products, the best process, and best experience available in today’s remodeling marketplace. Our lifetime complaint-free, A+ rating from the BBB is an achievement that we have worked very hard to earn and is something that we are very proud of. Eleven-plus complaint-free years is virtually an unheard accomplishment in our industry.

I believe that it is because of our approach that during the last decade, we have become one of the area’s most trusted turnkey kitchen and bathroom remodelers in the Greater Knoxville area. From our Trascenda and Diamond collections of quartz, recycled glass, and granite countertops to our hand-crafted glass mosaic tiles and cabinet refacing process, we offer homeowners like you the perfect turnkey experience, in addition to all of the latest trend-setting products you’ll need to transform your existing kitchen or bath into that showcase quality kitchen or bath that you’ve been hoping for – all while remaining on budget.

As our special way of thanking you for both your support and encouragement during the past 11 years, Patti and I would like to offer you a special “family-to-family” incentive of up to $1,000 off your next kitchen or bath remodeling project to help you get started; a special thank you from my family to yours. Whether you are already part of our family of thousands of satisfied customers or new to the Granite Transformations experience, I would like to personally invite you to give me a call. Discover the Granite Transformations difference and take advantage of our special “family-to-family” savings offer. Let us help you add some extra happiness to each and every day.

Granite Transformations
10539 Lexington Drive
Knoxville, TN 37932
865.622.2381
www.granitetransformations.com/knoxville

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Exact Tile Inc.


Designed to Inspire

Designer-inspired tile and stone can transform any home, creating a visual panorama of color, shapes, sizes, and texture. Your only limitation is your own creativity, and if you require a little extra inspiration, you are invited to visit Exact Tile Inc.

Why spend hours touring model homes, reading custom home magazines, or visiting the big-box stores? The solution is simple. Visit the design and installation experts at Exact Tile Inc. Why? They have the largest selections of tile and stone products in Knoxville, and since 1999, they have transformed the tile and stone marketplace into a true craft.

Exact Tile Inc. offers homeowners a complete turnkey experience, starting with an extensive selection of tile and stone from all around the world, including:

» Casamood’s Vetro Mosaic, which uses sparkling interplays of light and the splendor of mosaics to show a refined transparency. Vetro Mosaic is available in 12 colors and two finishes.

» The newest creations from Erin Adams, one of the most celebrated mosaic tile designers in the United States. Currently she is collaborating with Tempesta to design an exclusive, inspired collection of tiles that represent a seamless fusion of exquisite stone and handmade ceramics. This exciting collection is offered in a variety of formats and 21 beautiful colors.

» Another Exact Tile Inc. exclusive is a ceramic Stretched Hexagon. This unique five-color option is a high-gloss mosaic that comes in three distinct facial styles. The stretched hexagon shape and ability to mix bevels and flats in the same installation creates limitless possibilities.

» From Italy, Exact Tile Inc. is pleased to present from Emil, the Viva 300 series featuring the Cersaie Collection, which is an original series based on three variants of salvaged wood and a Tangram.

Selection, inspiration, and quality installation are all combined at Exact Tile Inc. to offer you the unique opportunity to transform your next tile or stone project from an ordinary experience into an extraordinary experience, creating the custom, show house quality look that you have been hoping to achieve.

Exact Tile Inc.
108 Hayfield Road
Knoxville, TN 37922
865.693.1298
www.exacttile.com

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Learn to Play Bridge on July 15th


Knoxville’s Learn Bridge in a Day™ seminars have been a huge success. Everyone always has a fun day of bridge. New friendships and partnerships have been developed as a result of those seminars, and those new players continue to enjoy this fascinating game.

On July 15th, Kevin Wilson will present another Learn Bridge in a Day™ seminar at the Knoxville Bridge Center. Participants will be introduced to the basics of playing and scoring contract bridge. Numerous coaches will be on hand to guide in actual play and to answer any questions.

This program is designed for those who have never played bridge, but it’s also for someone who might have played bridge years ago and would like to be re-introduced to the basics. Most importantly, it’s for anyone looking for an opportunity to meet new people while playing this fun and fascinating card game.

Participation in the one-day seminar will include follow-up beginning lessons during the next two weeks at no additional charge. Beginning with the third lesson, the Knoxville club will charge $5 per person.

“You can’t get any less expensive,” said Kevin. “We have a whole plan for them after the seminar.”

The follow-up bridge lessons will be held every Sunday afternoon at 1:30 or Tuesday evening at 6:00 at the Knoxville Bridge Center beginning July 16th and 18th.

Pre-registration is not required but highly recommended due to limited seating. Call 865-539-4150 today to reserve your seat, and you can begin playing the best mind game ever on July 15th. The cost is $30. Check-in time is 12:30 pm, and the seminar begins at 1 pm. Your new best friend and partner just might be there waiting to meet you.

The Knoxville Bridge Club is located at 7400 Deane Hill Drive in Knoxville. For a map and additional information, visit www.knoxbridge.org.

Bridge Lessons for Newer Players on July 16th and 18th

Knoxville’s Bridge Lessons have been a fantastic success during the last few years. Hundreds of new players have come to the lessons and now play bridge in our games that are available every day of the week. Many of these players attended the Learn Bridge in a Day™ prior to starting the bridge lessons.

The Knoxville Bridge Center hosts continuing bridge lessons. A new class starts on Sunday afternoons at 1:30 beginning July 16th and also on Tuesday evenings at 6:00 beginning July 18th. Each week the lessons are given on both days, and participants are encouraged to attend either or both – whichever is convenient with their schedule on any given week.

If you already have a bridge partner, come together. If you don’t have a bridge partner, why don’t you come to the lessons and find your new partner in bridge?

The first two weeks of the classes are free. Beginning the third week, the lessons cost $5 per lesson that you attend. It is hard to imagine anything as worthwhile and inexpensive as bridge.

For more information or to register, call 865-539-4150 or visit www.knoxbridge.org.

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Summer Sale-A-Bration


25% Off Now in Progress… 50% Off Begins July 15

As the temperature goes up, The Lily Pad prices go down! All summer merchandise is now 25% off, leading up to our HUGE semi-annual 50% off sale beginning Saturday, July 15, at 10 am.

As most of you know, this day has become quite a great social event! You’ll see lots of your friends and neighbors, all having fun and assisting each other find bargains galore!

To prepare for this major event, beginning July 1st, the entire “LaSale Boutique” (the large room in the rear of the store) goes to 70% off, clearing the way for the next season!

Shop our great selections of cotton gauze, now the most popular items we carry during the sweltering summer heat. These lines never go on sale as they’ve become staples year-round per customer request! Many new styles and colors are arriving daily, so visit our website or the store to check these lines out… unbelievable comfort, quality and design! Funky and fun, these styles take you anywhere!

Remember to mark July 16th on your calendar… it’s a day we look forward to… seeing so many of our Lily Pad friends on one day, enjoying yourselves and looking for your Lily Pad finds! You may want to come in ahead of time, try on and make your list so you’ll know what to hurry in for on the morning of the sale! We look forward, as you do, to this fabulous event!

There’s no way to clear the store of summer stock in one day, so if you prefer to shop when it isn’t so crowded, plan to come to Sweetwater in the following days and make it a leisurely day to shop and dine. The merchandise remains at half price until it’s gone! We’ll look forward to seeing you when we open the doors promptly at 10:00 am on Saturday, July 15th!

Lily Pad Boutique
209 N. Main Street
Sweetwater, TN 37874
423.337.5537
www.sweetwaterlilypad.com

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Is Entrepreneurship Right For You?


By Tom Irmen

To be clear, I use the term entrepreneur to refer to an aspiring small business owner and not an individual employed by a business that might exhibit entrepreneurial characteristics. The two individuals are very different, as a business owner risks everything, whereas a non-owner risks very little by comparison.


I don’t know if business ownership is part of the cultural fabric woven into the American dream or not, but it was for me. I do, however, believe that many would-be business owners often romanticize about becoming an entrepreneur and the perception they have of the freedom they think awaits them upon launching their very first venture.


Self-employment is clearly not for everybody, and far too many persons discover this only after investing a great deal of time and money into a new business. But there are steps you can take to avoid the same mistakes made by so many unsuccessful would-be entrepreneurs.

If you feel that you have what it takes to succeed in the self-employment arena, I would encourage you to seek the advice of several trusted and experienced business mentors who can help you to better appreciate what might lay ahead as you navigate the uncertainties of small business ownership. In addition, questions you may want to ask yourself include:

» Am I comfortable taking risks?
» Can I act independently?
» Can I be persuasive and compelling?
» Do I possess the necessary skills to negotiate?
» Can I think and act creatively?
» Do I have a strong system of mentors in place?

Starting and owning your own business can be an exciting and rewarding experience for the true entrepreneur that understands that they will confront far more challenges than they might otherwise experience as an employee. Becoming a successful entrepreneur requires careful planning, creativity, and, most of all, lots of hard work.


Statistics show that the potential for success as a business owner is very low indeed. But I believe that if these same statistics were adjusted so as to differentiate between the true entrepreneur and those would-be business owners possessing little more than good intentions, you would discover that the potential for success is likely much higher than you might have anticipated for the genuine entrepreneur.

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Marsh Wealth Management


Is Your Financial Team Playing in Harmony?

At some point in our life, we all need the advice of a professional – whether it is seeing a doctor for a health problem or hiring a lawyer to write your will.  You know you need some specialized help.  The same can be said with needing financial advice – especially when you are faced with a transition in life such as an approaching retirement, a change in marital status, or a sudden inheritance.  But it can be challenging to know who to turn to for financial advice.

In this issue of Everything Knoxville, we are excited to bring you this interview with Yvonne and Mike Marsh, co-owners of Marsh Wealth Management, a Registered Investment Advisor in the state of Tennessee.  Unique among their peers, Marsh Wealth Management has brought together a team of licensed professionals to address all areas of financial planning, including income planning, tax services, wealth management, insurance services, and estate planning. By working together under one roof, they create a holistic, complete service experience for their clients.

EK: Why is it important for people to understand that your firm is a Registered Investment Advisor (RIA)?

Yvonne: It all comes down to one word, and that is “fiduciary.”  As an RIA, we are held to a fiduciary standard of duty, which means we are required to act in our clients’ best interest.  In comparison, a firm registered as a broker/dealer is held to a suitability standard, which means they have to recommend a suitable investment, but it doesn’t necessarily have to be in their clients’ best interest.  There has been a lot of press about the DOL Fiduciary Rule that was set to take effect on April 10 but has been delayed.  This was an effort to bring all advisors providing investment advice for retirement accounts up to a fiduciary standard of duty.

EK: How can a person know if their current advisor is a fiduciary or not?

Mike: The easiest way is to simply ask them.  It’s a yes or no question.  The other way is to look at your statement and see how your advisor is being paid – if it is a flat-fee based on the size of the account, they are most likely a fiduciary. If you are invested in Class A or Class C mutual funds, for example, then the advisor is being paid by commissions and marketing fees, and that is not a fiduciary fee structure.

EK: So it sounds like it is important for consumers to understand how their advisor is getting paid.

Yvonne: It is very important.  We all need to make a living, and no one is begrudging anyone their due compensation.  But if I were a consumer, I would like to know that the investment advice I receive is free from conflicts of interest.  As an RIA, we don’t receive commissions or marketing fees from trades.  In our fiduciary, flat-fee based world, if the client’s account balances grow, we grow – it’s as simple as that.  I just read in the Wall St. Journal where Morgan Stanley is weighing whether to have its advisors stop using Vanguard funds because Vanguard will not agree to a revenue sharing arrangement with them. That’s actually one reason I love Vanguard funds – they keep their costs as low as possible and refuse to do any side deals with brokerage houses.

EK: While we are on the topic, how much does your firm charge for asset management fees?

Mike: Our fees range from 0.9% for households up to $500,000, 0.8% for households between $500,000 and $1 million, and 0.7% for households with more than $1 million in assets under management.  We use an independent custodian, TD Ameritrade, and create portfolios using diversified, low cost mutual funds tailored to fit with clients’ existing holdings.

EK: Yvonne, both you and Mike are CPAs.  How have you been able to combine your experience as a Certified Public Accountant with your skills as a Certified Financial Planner™?

Yvonne: The investment process begins with a plan – we can’t give advice on how to invest assets until we know “purpose” and “timeframe.” Being a CFP® gives me the expertise to create a solid plan, while being a CPA allows me to frame my investment advice with a tax-efficient overlay.  I like to say “It’s not what you earn, it’s what you keep.”  Tax efficiency is important in the investment world, and investment advisors who are not CPAs are prohibited from providing tax advice.   

EK: You spend a great deal of time asking questions of, and listening carefully to, your clients.  Why is this so important in creating a financial plan for your clients?

Mike: You have heard that saying about people having two ears and one mouth for a reason.  That is especially true in the financial world.  Understanding what is important to a client, both factually and emotionally, is paramount.  We also talk about their desires, their fears, and their personal risk tolerance for investing.  No two plans are alike, just as no two people are alike.

EK: I know that you are excited to introduce a new and totally innovative tool called Everplans™ that you provide to your wealth management clients.  Tell our readers about Everplans™.

Mike: Everplans™ are a secure, digital archive of everything your loved ones will need should something happen to you. It contains such things as legal documents, financial information, insurance policies, passwords, and information about your home (bills, vendors, etc.). It also includes health and medical information, advance directives, final wishes, and funeral preferences. We set it up, and then our clients grant access to whomever they choose – it breaks down the geographic boundaries if an executor lives in another state.

EK: For a person who loses a loved one, how can Everplans™ be of assistance to them?

Yvonne: Having an estate in good order is the last gift we give to our loved ones left behind. I have seen executors struggle through an estate closing process where no planning was done, and I have seen executors sail through the estate process when prior planning was done.  Our job is to make sure the i’s are dotted and the t’s are crossed for our wealth management clients.

EK: It would seem that your introduction of Everplans™ complements the planning, tax, money management, and estate planning services offered by Marsh Wealth Management perfectly.

Mike: We had previously been using a paper copy Family Estate Organizer binder, but stepping up to Everplans™ brings a higher level of service for our firm.  And we are hearing from adult children that Everplans™ is giving them a tool to start the dialogue with their parents and make sure everything is in order.

EK: For individuals or couples that would like to take that next step to learn more about Marsh Wealth Management’s planning process and fiduciary wealth management services, what is the best way to proceed?

Yvonne: We always offer a complimentary hour meeting for us to get to know each other and learn what is on your mind.  There are several ways to set up a meeting: Through our website at www.marshwealth.com, by phone at 865-622-2162, or by email to erin@marshpros.com.

EK: In closing, is there anything you would like to say to our readers?

Yvonne: We’ve built our firm by putting our clients first. We focus our efforts on serving, not selling. In fact, we begin our initial meetings by acknowledging that after the hour we spend together, one of three things will happen: You’ll be ready to move to the next step of working together, or (2) you’ll need some time to think about it, or (3) we’ll part as friends.  No pressure, no confusing talk.  Just solid financial advice.

Marsh Wealth Management

1341 Branton Blvd, Suite 105

Knoxville, TN 37922

865.622.2162

Financial Planning & Investment Advisory Services are offered through Marsh Wealth Management, LLC (“MWM”), an independent investment advisor registered with the state of Tennessee.  Yvonne Marsh and Mike Marsh are Investment Advisor Representatives of MWM.  Marsh Professional Group, LLC, is a TN registered public accounting firm and a separate legal entity from MWM. For a detailed discussion of MWM and their investment advisory fees, see the firm’s Form ADV on file with the SEC at www.adviserinfo.sec.gov.

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The Design Makes the Difference


The right landscape lighting design can turn your house into a showcase just as quickly as poor lighting design will reduce it to little more than an eyesore. Curb appeal isn’t just for daylight hours. If you spend your entire landscaping budget on plants and flowers, you only have curb appeal for half the time! Good landscape lighting design should draw attention to the architectural details you fell in love with when you purchased your home and highlight features in your landscape design, bringing beauty and drama to your yard, all while increasing the value of your home.

Think of your home’s lighting as a nightscape. A nightscape is like painting with light to show the beauty of your home. Quite often this could show off features that aren’t as prominent during the day but are captivating at night – as if revealing your home’s secrets. Lighting your home correctly will create two separate and beautiful landscapes – one a dayscape and the other your nightscape, each with their own character.

Every home has its own personality and unique features. A landscape lighting designer can show you how to highlight and help you decide which approach to take in your landscape lighting design. A minimalist design uses landscape lights to highlight your house and walkways in an understated way, whereas a statement approach uses more lights to highlight features with a dramatic effect. A balanced approach shows off the symmetry in the house or plantings. If you are mainly concerned with safety, you could take a safety approach and focus only on landscape lights for security. Many people choose a more natural approach that uses landscape lighting to emulate the way the moonlight dances through the trees. A professional landscape lighting designer can help you see which approach would work best for your nightscape.

If you’re considering outdoor lighting, I invite you to discover why Lighthouse Outdoor Lighting is East Tennessee’s first choice in exterior lighting. Call 865-484-4011 today or visit us at www.lighthouse-lights.com.

Lighthouse Outdoor Lighting

865.484.4011

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