Fitness Together


Make a Commitment to Finally Keep Your Healthy Living Resolutions in 2020

Why do we find it so difficult to keep the healthy lifestyle resolutions we routinely make each and every year? Our goals were meaningful and achievable. Some of us wanted to lose weight, improve our heart health, lower our blood pressure, and more. These were resolutions that, if achieved, could have had a significant impact on our health, well-being, and longevity. But without commitment, resolutions can soon become just another wish.

In this month’s issue of Everything Knoxville, we are excited to share with you the healthy living success stories of people who, very much like you, are achieving their own personal fitness goals. And while their stories and goals are varied, their common trait is their commitment to the program at Fitness Together, Knoxville’s only true personal private training studio, has set out for them.

Glenda Mabry
Five years ago, after a couple of knee surgeries, I found myself inactive and at my heaviest weight. I needed direction, motivation, and accountability. I knew about healthy eating but needed the exercise component.

Fitness Together has been fabulous in helping me with individual training needs. They have modified lots of workouts and adjusted for all my limitations. And the results have been very gratifying. My fitness levels are now well above average. It hasn’t always been easy, but I believe it has been worth all the hard work because I feel great.

I am so appreciative of the team at Fitness Together for assisting me in the right direction and their constant encouragement. And thanks to them, exercise is now a regular part of my life.

Jan Berry
The first time I exercised was after our second daughter was born in 1970.  I ran about 1/4 mile and thought I would die. I kept exercising: Running and swimming in the 1970s, running, water skiing, aerobics, and weight lifting in the 1980s, and step aerobics, water and snow skiing, and weight lifting in the 1990s.

When I turned 50, I started injuring myself when I would push myself too hard, so I quit exercising as often. I gained weight and started having knee and hip problems, and I was told I needed to have my hip replaced. Although I was still able to do “normal” activities, I wanted to regain enough vigor and personal fitness to be active in sports and hiking, so I joined Fitness Together in 2013.

The personal trainers are truly personal. They get to know you, understand how to motivate you, and encourage you to stay committed to good health. I lost 20 pounds and reduced my body fat from 33% to 26%.

I’m 70 years old now and in the best shape of my life.  I have good energy and look forward to my personalized training sessions. I play tennis, walk, hike, swim, and generally enjoy life!  I am ranked number five in the world in indoor rowing for my age and weight!

Emily Vreeland
I am a 79-year-old retired clinical social worker and happy grandmother. Being outdoors feeds my soul and keeps me physically active.

I’m fortunate that I’ve never had any serious health issues, but at the time I found Fitness Together, my weight was at an all-time high, and I was feeling tired and frumpy and somewhat discouraged about myself.

Driving home one day the new Fitness Together sign “One Client, One Trainer” caught my eye, so I pulled up. I signed up that day. In addition to being impressed with the concept and the convenient location, Fitness Together owner, Andrew Henderson, said they would guide me and give me the necessary tools but reaching my goals depended on my commitment and hard work.

I’ve been working out at Fitness Together for more than 10 years, and I’m more fit than ever before in my adult life. I recommend Fitness Together to everybody I know.

Becca Plank
I am a 27-year-old law student at the University of Tennessee. In my spare time, I love to paint and do all things creative, and I love being outdoors.

I have ADHD and anxiety, and I’ve always managed my mental health, energy, and stress levels with exercise and sports. After graduating from college, I had a hard time maintaining fitness levels and was not motivated to go to the gym on my own. Working at a stressful job, eating poorly, and not getting enough sleep ultimately caused me to gain some weight, and I was extremely unhappy with my physical and mental health.

My parents, Tom and Kathy, had been going to Fitness Together for several years and suggested that I give it a try. For about a year now, I’ve been going twice a week, and it has helped me hold myself accountable for my fitness. In recent months, I’ve been at such a good enough fitness level that I’ve added a weekly run into the mix! I feel about as strong and fit as I did in high school and early college; it’s an incredible feeling.

Anyone who’s looking for incredible trainers who are excellent at adapting a workout to any level of fitness should give Fitness Together a try.

Dustin Burnett
I’m a 36-year-old screen printer and owner of Nothing Too Fancy and Nothing Too Fancy Print Shop with my beautiful wife, Lisa. In recent years, my fitness level was pretty much sedentary. I gained nearly 100 pounds in 10 years from being minimally active and eating garbage. I was in denial about my appearance and weight. I saw a picture of myself from last summer and knew it was time to make a change.

I have always enjoyed working out but was always a pretty bad eater. Lisa, on the other hand, has always been a pretty “healthy” eater, but she hated going to the gym. We made a deal: I would focus on eating healthier if she would commit to going to the gym. That’s where Fitness Together came in.

After talking with a friend and fellow Fitness Together client, I thought it would be the perfect fit. I couldn’t have made a better choice. So far I have succeeded in achieving several intermediate goals on my journey to my ultimate weight loss goal. And I’m eating healthier, more active, and my mental well-being is great.

The Fitness Together team is awesome!

Lisa Burnett
A former athlete, I enjoy being outdoors and spending time with family, friends, and our dog, Elvis. But it was when I took a hike with friends to House Mountain and had to stop to rest several times while my friends had no trouble at all that I knew I was out of shape. I was in denial.

I was ready to make a change, but I was hesitant to repeat the same old gym experience again. Fitness Together was different; we would be held accountable by our trainer.

Not only did I hit my first goal at one year, but I was also able to achieve a major life goal. When signing up, overall health was certainly a goal, but my husband and I also hoped to improve our chances of starting a family. We had been trying to have kids for more than a year and a half before starting at Fitness Together. We both knew that if we were healthier, our chances would be better. We found out in August we’re expecting our first child; a baby girl is due in May. Our continued devotion to exercise and eating better will just make the pregnancy and parenthood better for all of us.

We would 100% absolutely recommend Fitness Together to everyone.

John Hoffman
After a 30 year career in the medical device industry and teaching, my overall level of fitness was reasonably good, although I was beginning to see declining strength and balance coupled with modest weight gain. I also had a severely arthritic knee from a sports injury that hampered my ability to exercise, and I was inconsistent with my exercising when going it alone. I didn’t know appropriate exercises to accomplish my objectives and was injuring myself doing exercises incorrectly.

Fitness Together provided me with quality training, using good technique that was age sensitive. They enabled me to get as much as possible out of my bad knee for as long as possible and provided great pre-hab/re-hab support when I had knee replacement surgery. I’ve recovered from knee replacement, recovered from recent hernia surgery, and am able to play/run with my grandchildren, travel the world, and enjoy life.

I strongly recommend Fitness Together to anyone. There is something of benefit for everyone, from a young athlete to us elders who were athletic legends if only in our own minds. They provide expertise, accountability, camaraderie in the health journey, and deliver results.

Susan Hoffman
My life as a stay-at-home mom evolved with time, and today I am a volunteer with the Integrative Healthcare Program at the University of Tennessee Cancer Institute. Prior to retiring I had been working out with one of the gym teachers and some fellow employees.

While I had reasonably good stamina and strength, my spouse recommended trying Fitness Together to add variability to my workouts, as well as some adjustment as a function of strength/endurance gains. I found that the trainers were able to work the same or related muscle groups in different ways and keep my programs interesting while continuing to make progress. Fitness Together was convenient to my home, and I found the trainers to be motivating and to genuinely care how I was doing.

It has been roughly 13 years since I first started with Fitness Together. During that time, I have gone through two bouts with breast cancer and a serious back injury. Because of my training, I recovered faster and was able to resume doing many of the activities that I really enjoy. The folks at Fitness Together were caring and compassionate and gently pushed me to be the best that I could be.

I have recommended Fitness Together to many friends and acquaintances. I believe it to be nearly impossible for anyone other than a trained trainer to adapt workouts to compensate for injuries and to keep programs dynamic and fun over an extended period of time.

Trainers:

Andrew Henderson
What I love most about personal training is getting to congratulate someone on doing something that they didn’t think they could do.  The first time a client does a pull-up, completes a 5K, 10K, or a marathon, or steps on the scale and sees a number lower than what they’ve seen in 20 years is what keeps me excited to improve at what I do!

My advice for making 2020 your best year yet is to dream BIG and set goals that will truly inspire, challenge, and excite you.  When your WHY is big enough, you’ll find that the daily disciplines of exercise and healthy eating become a little easier to stick with.
Margaux Cowan-Banker (Trainer)
It’s rewarding to see people tap into a potential they didn’t know they had, whether working towards weight loss, athletics, or other pursuits. I love seeing how this changes people’s lives in profound ways. When we believe we can do great things, we do great things, and if I can help clients realize this, then I’m at my happiest.

Embrace an attitude of balance and commitment to all the various aspects of a healthy lifestyle in 2020. It’s only when we take care of the many little things that the big picture successfully comes together. Being your fittest, healthiest self means prioritization and the knitting together of nutrition, activity, recovery (sleep/relaxation), and emotional needs.

Jay McLucas
I truly enjoy helping people feel better and look better. I encourage people to be the best version of themselves in 2020. Being healthy is being happy. Get out of your comfort zone and challenge yourself to be your best.

Evan Simpson
I love being a personal trainer because I enjoy tapping into the potential people often didn’t realize they had. I love meeting and engaging with new people, building relationships, and watching them better themselves.

The most important advice I can give someone hoping to improve their health and well-being is to just be consistent. If you consistently show up no matter how you feel that day, you will see results.

Rufus Ross
I enjoy being a personal trainer because I enjoy helping people reach their health and fitness goals. It is very fulfilling when a client hits a breakthrough or accomplishes something they thought they couldn’t do. It’s all about feeling better, looking better, and being healthy and happy!

In 2020, start off small. You don’t have to do anything too drastic. Just start with a 10 minute walk a day, drink one less soda a day, try and stretch for five minutes a day, add in one or two vegetables a day. Just make a few small changes, and over time, they will make a big difference. And finally, if you fail or mess up, don’t beat yourself up over it. Just get back on track and focus on the present, not the past!

Tanya Bruner
I wake up every single day excited to help people create the best version of themselves and to share my love and knowledge for all things health, fitness, and proper nutrition.

Here are a few recommendations on how to make 2020 your fittest and healthiest year yet:
1. Eat more veggies: Shoot for three one-cup servings or more per day.
2. Make sleep a priority: Seven to nine hours per night.
3. Try something new, like a small group fitness class: Fitness Together offers a small group personal training program called PACK.
4. Drink more water: Drink half an ounce per pound you weigh.

Chip Gibson
I love inspiring people to live vibrant, healthy lives. As a trainer, I have the opportunity to influence someone’s life.  Motivating people to make positive changes and showing them the tools to thrive physically and mentally is a unique opportunity I don’t take for granted.   Seeing a client walk out of a session feeling more confident with a smile on their face makes my day.

If you want to make 2020 the year you take charge of your health and well-being, stop procrastinating. In a word – start. If you eat healthy, get moving. If you exercise regularly but eat terribly, then focus on your nutrition. We all say we’ll exercise or eat better “when we have time.” Guess what? Everyone’s busy. Make time! Get off your phone/tablet/TV and go to bed earlier. Don’t make your favorite show or meeting up for happy hour a priority.  Prioritize yourself, because if you don’t take care of you, you can’t take care of others. Investing in your health, a minimum of 30 to 45 minutes a day, is all it takes. Get moving and push away from the table before you’re “stuffed.” Beginning is the hardest part. What are you waiting for?

Shea Sims
Reflecting back over the past 12 years as a fitness professional and thinking about why I’ve chosen to stay in a field where the hours are long, the “hustle” to stay relevant with the newest science and research is never ending, and the need to stay on your “A” game is crucial to retention, I still believe I’m fulfilling my life’s calling.

Earlier this year my mother passed away, losing her battle to brain cancer. During that period of time, I was in awe of the overwhelming outpouring of love and support of those whose lives she touched. She had a spirit unlike anyone I’ve ever known, and she lived and loved with everything she had… every day.

My passion is to make a difference in the lives of those clients I come in contact with each and every day, even if it doesn’t necessarily relate to exercise. If they walk away from our session feeling better than when they arrived, I’ve helped make a difference.

As many look to make New Year’s resolutions, try to remember that each day is a gift. Change is hard, so start small. Acknowledge the victories, as well as the failures, and grow from each of them. Most importantly, above anything else, don’t give up… don’t EVER give up!

Mac Bowers
Being a trainer means more than counting sets and reps; it means becoming a part of your client’s journey and their story. I get to be there for it all and get to watch them accomplish more than they ever managed was possible.

To make 2020 you best year yet, I recommend that you should have fun, set goals, drink more water, eat more fruits and veggies, and accept a challenge that will help you reach your fullest potential.
If you are ready to commit like these clients and make more than a resolution but a commitment to a healthier lifestyle, be sure to contact the pros at Fitness Together today.

Fitness Together

Bearden
6513 Kingston Pike, Suite 112
865.212.2322

Farragut
11521 Kingston Pike
865.671.2022

Hardin Valley
10752 Hardin Valley Road
865.249.7630

Northshore
9430 S Northshore Drive, Suite 102A
865.357.8663

www.knoxft.com

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Aqua Clear


Here’s a Healthy New Year’s Resolution That is Easy to Keep

By Krista Brewster, Co-owner of Aqua Clear Water Systems

While many of us are reflecting on our fondest memories from this holiday season, others of us are busy contemplating our resolutions for the New Year. It probably comes as no surprise to the majority of us that nearly two-thirds of all resolutions we will make this year include health and fitness goals. It may also come as no surprise to you that only a very small percentage of well-intentioned people will actually keep their resolutions.

There are no limits to the excuses we offer as to why we were unsuccessful in keeping our resolutions. But at Aqua Clear Water Systems, we can offer you a fool-proof resolution for 2020 that you’ll be guaranteed to keep.

If you’re like the majority, your 2020 resolutions will include eating healthier and exercising. Eating healthier should include evaluating everything we eat and ingest, and that includes drinking water. I can already hear many of you saying that your home’s drinking water meets the minimum standards set by a government agency. Really? Minimum standards?

At Aqua Clear Water Systems, we have earned a reputation for almost two decades of delivering the cleanest and healthiest water to families just like yours all across East Tennessee. It’s really a no brainer. Think about it. You’re selecting healthier foods for your family, including organically grown vegetables and fruits, organically raised poultry, beef, and pork, and yet your family is drinking water, the most important resource for sustaining life, that only has to meet minimum government standards. And if you’re cooking and bathing in this same water, you’re ingesting it into your body orally or by absorption through your skin.

Why not let our family help your family make and keep one of the most important New Year’s resolutions that you will likely make in your lifetime? It all starts with a simple phone call to set up a free, no-obligation, in-home consultation. If your family could benefit from our extensive selection of water treatment solutions, our experienced project supervisors will recommend the system that is best for your family. At Aqua Clear Water Systems, you have our personal assurance that you will receive a level of service that will exceed your expectations – and a level of service that you might have thought no longer existed in today’s generic retail marketplace.

All of our quality water treatment systems are manufactured to the highest standards by worldwide, industry leader Kinetico, with the world’s most efficient water softener. Each of our systems is backed up by one of the best warranties available, and each system requires no energy and is designed to last far longer than the competition.

As a wife, mother, and grandmother, I know how important your family’s health is to you. That’s why, along with my husband, David, and my son, Jonathan, we and our team of more than 40 pure water experts teamed up with Kinetico to launch Aqua Clear Water Systems nearly two decades ago. We have literally delivered nothing but the cleanest, purest water available anywhere to many thousands of families just like yours all across East Tennessee.

If you’re prepared to make an easy New Year’s resolution in 2020 that will enhance the health of every member of your family, call me today to setup your no-cost, no-pressure consultation. Our experts will help you discover affordable water treatment options that will deliver on your healthy New Year’s resolution for 2020.

Let us change your water; it will change your life.

Aqua Clear Water Systems
1767 Kevin Lane
Lenoir City, TN 37772
865-225-6555
www.aquaclearws.com

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The Gift Haus


Greetings in 2020, Knoxville!

Before beginning a new journey, it is always wise to reflect on past experiences to realize the value of lessons learned and cherish the memories made.  From our roots as “Cranberry Hollow” and the tea room in Lenoir City, to re-opening in Farragut and focusing on interiors and gifts, and then embracing the transition of ownership to a new mother-daughter team two years ago, one thing has remained constant: Our loyal customers!  As we begin a new year and a new decade, we would like to express our sincere and heartfelt gratitude for your encouragement for the changes we have made to our product offerings and marketing and, most importantly, for inviting us into your homes and hearts through your continued strong support as CH Interiors & Gifts customers and friends.

Our history has been, and our future will be, a story of adaptation to both economic fluctuations and changing family situations.  It’s undeniable that, even without a degree in economics, the “retailpocalypse” of the last decade has resulted in fewer and fewer traditional retailers in our local communities.  But why have they disappeared? The major cause is the growth of the online marketplace that allows shoppers to purchase from retail websites offering the conveniences of stored credit card information and free doorstep delivery within two days.

At CH Interiors & Gifts, our strategy in this rapidly evolving retail environment has been to create a unique retail shopping experience that simply can’t be replicated online; one where loyal customers who love to visit time and time again throughout the year, excited for seasonal merchandise changes while trusting that the project quality and service remain high.  Our team strives to engage all five senses during your shopping experience: Immerse yourself each season and holiday, where colorful vignettes display unique gifts that you can see and feel the quality of the merchandise we hand select with you in mind.  Listen to seasonal music that you remember as a child.  Smell the delightful fragrances of hand-crafted designer candles.  Enjoy the taste of the many gourmet food items we offer that make your event extraordinary or make great hostess gifts.  You simply can’t compare a virtual experience to a visit to CH Interiors & Gifts – especially when greeted by our friendly Shopdog Sadie!

We also strive to prioritize our faith and family while balancing business decisions, which enable us to give back to local charitable causes.  After two years of analyzing trends, gathering customer and community feedback, and defining our niche in the local marketplace, we have decided to re-brand and seek out a new location that would allow us to thrive in the changing retail environment, expand our customer base and services, and continue to honor our loyal customers by retaining a unique, personalized shopping experience.  With the long-term goal of offering a carefully curated collection of delightful décor and gourmet goodies in a setting that enables us to display merchandise creatively, artistically gift wrap, personalize custom orders, and offer special events such as tastings and classes, we will be closing our doors at 12556 Kingston Pike in mid-February. This decision also coincides with Kristen’s timetable to undergo what she prays will be a final operation for the rare condition which brought her to Tennessee nearly 10 years ago for specialized treatment.  So, for reasons both business and health related, our biggest sales ever now begin on all remaining inventory and the search is on for a new retail home for a re-opening later this year as “The Gift Haus.”

As these first weeks of the new year are also our last at our current location, we would love to see you in store (bring the coupon for extra savings!) and wish you the best in 2020! Also, be sure to follow us for news and updates on Facebook at The Gift Haus and on Instagram @thegifthausknox.

Darlene, Kristen & Shopdog Sadie

The Gift Haus

12556 Kingston Pike
Knoxville, TN 37934
865.288.7887
Facebook: The Gift Haus
Instagram: @thegifthausknox
Monday – Friday 11am – 5pm & Saturday 10 am – 4pm

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Superior Carpet


A New Year’s Wish to You from Superior Carpet & Rug Cleaning

Now that Christmas is through,
We wish New Year’s blessings on you.
Although friends and family to their own homes have scattered,
Remembering their well wishes and warm feelings are all that really matters.
But now as we glance at our home’s soiled carpets and rugs,
Cherish your holiday memories, don’t give them a shrug.
Just pick up the phone and call Superior Carpet & Rug Cleaning,
They’ll restore them to new leaving them fresh, bright, and gleaming.
We pray this New Year is filled with wonderful hopes, wishes, and dreams,
Special thanks from Superior Carpet & Rug Cleaning, we made a great team.

As our special New Year’s gift to you, the professionals at Superior Carpet & Rug Cleaning would like to introduce you and your family to a new, higher level of clean in the New Year. As our way of helping you welcome in the New Year, we are offering you a 20% discount on all Oriental and area rug washing on all orders placed on or before January 31, 2020. Take advantage of this special one-time offer to have your rugs professionally cleaned in our state-of-the-art rug washing boutique, where your rugs will be washed using our proprietary 11-step rug washing process. This is a limited time offer, so call today. (Restrictions apply.)

Why not let Superior Carpet & Rug Cleaning help keep your resolution to provide your family with the gift of a healthy, clean home in 2020? Also, be sure to ask about our pickup and delivery service. (Some restrictions apply.)

Superior Carpet & Rug Cleaning
865.691.5686
www.superiorofknoxville.com
info@superiorofknoxville.com

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Ms. C’s Bed & Biscuits


When You’re Away from Your Pet

Pet owners are often faced with the dilemma of “what to do with Fido when away from home.” You could take him with you, but what about hotel restrictions, travel-induced pet illness, and runaway pets? You could ask a neighbor, friend, or family member to care for your dog. This is well-meaning, but pets can escape or become seriously ill because of lack of reliable, frequent, and knowledgeable supervision from the part-time caretaker. A better option is to have professional care for your pet.

The question then becomes, “Do we board or hire a pet sitter?”
» Is my dog nervous or scared around unknown people?
» Is my dog aggressive or overly shy around other pets?
» How long will I be away from home?

Ms. C’s offers full-time, knowledgeable, and experienced team members who provide dependable, secure, and safe pet care with the exact same schedule (6:30 am to 6:30 pm) seven days per week, including Sundays and all major holidays.

To make your boarding experience a success:
» Every facility has unique philosophies and schedules. Set up a tour and prepare a list of questions to ask at each facility.
» Make certain that all vaccinations are updated at least eight days prior to boarding.
» Arrange a “pre-meet and greet” and then daycare at least once prior to boarding for Fido to become acquainted with the staff, play yard, and suites. We can then determine his preferred suite size and location. If Fido is a rescue and clings to your side, daycare is vital prior to boarding. This provides us the opportunity to evaluate temperament and find suitable playmates. Get acquainted daycare assures Fido you will always return. We offer daycare Mondays, Tuesdays, Thursdays, and Fridays from 7:30 am to 6 pm, plus half days Monday through Friday from 7:30 am to noon.

Our goal is to provide your pet with a happy and safe experience, enabling you to enjoy your time away knowing that your pet is loved and cared for.

Ms. C’s Bed & Biscuits
2145 Beals Chapel Road
Lenoir City, TN 37772
865.986.6325
www.MsCsBedandBiscuits.com

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Heritage Family Dentistry


Discover a Perfect Smile in 2020

If you find yourself comparing your smile to others whose smiles exhibit beautiful, straight, white teeth, then perhaps it’s time you discovered just how easy it can be to achieve a whiter, brighter, straighter smile. After all, how many of those people whose smiles you envy were actually born with that perfect smile? Probably not many as you think.

Let’s consider teeth straightening first. Did you know that there is a procedure – in fact, the most advanced teeth straightening system available anywhere – that has already helped more than six million people achieve straighter, more natural looking smiles? Called Invisalign, these transparent aligners incrementally adjust your teeth without the use of wire braces.

Invisalign is the world’s most advanced clear aligner. By combining 20 years of research and data from six million smiles, you can trust Invisalign to deliver the smile that you deserve.

Invisalign is a modern, fully digitized experience designed to help you achieve the smile you want, the way you want it. Unlike other competitive clear aligners, Invisalign aligners use a proprietary SmartTrack® material that offers treatment times that are up to 50% faster. Patients report that Invisalign aligners fit and feel better. Also, innovations in the Invisalign procedure move more smiles with greater predictability and control than competitive aligners.

Perhaps what you will appreciate most about the Invisalign system is that it is administered and supervised by your family dentist and not some third party dentist or orthodontist who will recommend your treatment without ever having met you. After all, who knows you better than your family dentist?

To learn how Invisalign can help you achieve the smile you’ve always wanted, call Heritage Family Dentistry at 865-816-9211 today to schedule your no-cost, no-obligation evaluation.

Heritage Family Dentistry
11121 Kingston Pike, Suite C
Farragut, TN 37934
865.816.9211
www.hfdsmiles.com

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Personal Space Construction


Ditch the “List” in 2020

By Susan Davis, Owner of Personal Space Construction

January is a great time of the year to take on that long list of nagging household “things to do” that gets sidelined by summer family vacations, inclement weather, sports playoffs, waiting for the needed materials to go on sale, and the holidays. The only thing that seems to be getting done is the addition of even more items to your growing “things to do” list.

At Personal Space Construction, we specialize in helping homeowners tackle annoying projects are taking forever to complete or that just never get started. Perhaps it’s maintenance items that you have been delaying because you lack the time or the know-how. Keep in mind that deferred maintenance can end up costing you even more in the long run.

Are your utility bills higher than they should be? Maybe your home has inadequate insulation or your windows have cold winter air entering your home from poorly performing windows and doors?

Is your home dated? Would you like to restore that same showroom quality look to your home that it had when it was new? Or perhaps it’s time to improve your home’s curb appeal? A fresh coat of quality paint, updated lighting, and new plumbing fixtures are just a few of the things you can do to freshen up things.

Increasing area home valuations is another reason to consider enhancing your home’s value, particularly if you are considering selling your home in the future. And if your home isn’t meeting your needs, avoiding the hassle and costs of selling your existing home, buying a new one, and then moving, renovation and updating might make more sense. Great places in the home to start are the kitchen and baths.

If you find yourself in agreement but overwhelmed or in over your head, why not contact the professionals at Personal Space Construction? Personal Space Construction has decades of experience in home design, construction, and renovation and employs only the most experienced tradesmen. From concept to completion, Personal Space Construction is your total turn-key solution to your growing “things to do” list. Regardless of the size of your project, Personal Space Construction can help you transform your wish list into reality. And you can make it happen today with one simple phone call to 865-271-7998.

Personal Space Construction
865.271.7998
<a href=”https://personalspaceconstruction.com/” target=”_blank” rel=”noopener noreferrer”>www.personalspaceconstruction.com</a>

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Tailored Living


Master Closet Trends for 2020

Closets: Everybody has them, and a good closet system can certainly make your life easier and more organized, especially master closets.

Well-thought-out and organized master closets not only help maximize storage capacity, but they also increase the value of your home. In fact, for the past few years, master closets have been one of the top 10 elements people look for when buying a new house.

If you’re thinking about renovating your master suite or building a new house, here are a few trends for 2020.

His and Her Closets – Create perfect harmony with your significant other with his and her closets. Women are adding touches of glamour with chandeliers and mirror accents. Men prefer less glamour but want to display and easily find items like special hats or ties. With two walk-in master closets, each person can create a custom design that meets their individual needs. If it’s one large walk-in closet, create sides that are mirror images, so neither partner gets more storage than the other. Equality does breed harmony.

Ditch the Dresser – To make more room in the bedroom, homeowners are saying goodbye to their dressers. Incorporating drawers and shelving in the closet allows for space and versatility to store your entire wardrobe. Drawer storage in the closet provides an out-of-sight organization while lending an attractive, smooth finished look. The master closet is now designed to be one-stop-shop when it comes to getting dressed.

Counters – If you have the luxury of space, an island provides the perfect place for a landing zone of daily items. If there isn’t enough space for an island, have a contrasting or matching countertop placed above a double set of deep drawers. Homeowners are often using this space not only as a landing zone, but also as a charging station by placing an outlet just above the countertop.

Built-In Hampers – It is hard to get excited about a new closet design when you still have your plastic hamper collecting all of the dirty clothes. Built-in hampers continue to be popular. They conveniently conceal the mess – and odor – while giving easy access to dirty laundry. A 30” wide hamper will hold two mildew-resistant bag, while a 24” wide has only one bag.

Whatever your style, Tailored Living of Knoxville will design a custom closet that fits your needs. As whole-home organization specialists, Tailored Living also has innovative storage solutions for the pantry, laundry, home offices, garage, and more. Make 2020 the year of organization.

Tailored Living featuring PremierGarage
865.947.8686
www.TailoredLivingKnoxville.com.

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believeRX


For Your Health’s Sake, Select a Single Family Pharmacy in 2020

By Ellen Phillips, PharmD

Older adults represent approximately 12% of our entire population yet consume more than one-third of all prescription medications, visiting their community pharmacy twice monthly on average. It is further estimated that nearly a third of these seniors use multiple pharmacies.

There may be a variety of reasons that many older Americans are using more than one pharmacy. Oftentimes their physician, when filling a prescription, may direct a patient to a particular pharmacy. Perhaps it’s a matter of convenience or a new patient incentive, but using multiple pharmacies is fraught with potential danger to not only seniors, but to others as well.

Most people who fill prescriptions may be unaware that there is no nationwide database that informs your pharmacists of every medication that you are taking, which could result in a potentially dangerous interaction. Even your physician may be unaware of the medications that your other healthcare providers may have previously prescribed for you. If your doctor is unaware of all the medications you take, the effects of your new medication may be altered by a medication that you are already taking but that your prescribing physician may be unaware of.

When you have more than one prescription to be filled, getting them all at one pharmacy is not only more convenient, but it is far safer too, lowering the risk of negative drug interactions. A single pharmacy, on the other hand, can result in better and more regular communication between yourself and your pharmacist, which can improve medication adherence, the understanding of the benefits and possible side effects of the prescription drugs prescribed, and minimize the confusion related to medication management.

The use of a single pharmacy provides you with the opportunity to engage with a trusted pharmacist. It will allow you to experience the highest level of personalized care available.

At believeRX, we monitor the potentially harmful drug interactions and can suggest safer alternatives. And by being aware of your personal health issues, we can evaluate whether your current medications are in fact working effectively. The use of a single pharmacy may also help you feel more comfortable when asking questions about your medications and health issues, including allergies, which can prevent possible complications. A single pharmacy can also save you both time and money by searching for less expensive, yet safe and effective options.

At believeRX, we maintain your complete medication record, including over-the-counter medications, providing you a single, complete source for all your medications, reducing the potential for a dosage error. We also send you friendly reminders when you’re due for a refill.

believeRX is completely committed to improving the overall health of every member of your family and is equally committed to serving our senior community. And while generic drugs may help you to save money, there shouldn’t be anything generic about your selection of a pharmacy. Choose your pharmacy professionals as carefully as you select your other healthcare professionals. Select one that you can trust and then make them an important part of your total healthcare team.

Discover the difference that believeRX can make in every member of your family and a new level of compassionate caring that you may have thought no longer existed in today’s often generic medical marketplace.

believeRX… “Raising the Bar in Pharmacy”

believeRX
9627 Countryside Center Lane
Knoxville, TN 37931
865.214.6672
www.mybelieverx.com.

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Marsh Wealth Management


We’re All in This Together

We work our entire lives with the goal of achieving a sound retirement. But as the time draws near, we often become apprehensive, recognizing that retirement is much more than the savings that you’ve managed to accumulate and your newfound free time. You find yourself asking:

» Will I need to reduce my spending in retirement?
» Is there a chance I will outlive my retirement savings?
» Will future tax increases erode my savings?
» How will I be able to afford an unexpected medical emergency?

And that doesn’t count the more concrete questions of when to start Social Security and which Medicare supplement plan to choose. Retirement is uncharted waters. You’ve observed your parents and others during retirement, you search online for retirement related subjects, you share experiences and expectations with family and friends. You make the best decisions you can, often guided only by your gut instinct.

But in retirement, there are no do-overs, so a growing number of people are choosing professional help with a comprehensive approach that combines investment advice with financial planning, tax strategies, insurance solutions, and legal planning.

In this month’s issue of Everything Knoxville, we are delighted to share with you our recent interview with Marsh Wealth Management founders, and husband and wife team, Mike and Yvonne Marsh. Having earned a well-deserved reputation among retirees for their comprehensive approach to retirement planning, we are confident that you will enjoy their thoughts on retirement whether you’re retired, near retirement, or years away from retirement.

EK: Yvonne, I enjoyed the analogy on your website comparing the navigation of retirement to planning a trip to somewhere you’ve never been before. Like an experienced travel guide, how can Marsh Wealth Management help me to successfully navigate my retirement?

Yvonne: We know the number one goal for retirees is to maintain their lifestyle in retirement without the worry of running out of money. So our approach is three-fold: First, we help people define what their lifestyle is going to look like. Second, we help them identify potential pitfalls or obstacles and come up with solutions that fit them. Then, just as importantly, we act as their guide on this “retirement trip,” making sure everything works smoothly leading up to retirement, the transition from a paycheck to a play check is seamless, and all of the little gotchas are taken care of for them. Their biggest task is deciding on their first post-work vacation!

EK: Mike, what is the number one mistake would-be and existing retirees make in planning?

Mike: They stay aggressively invested for too long as they’re approaching retirement. The Fragile Decade – the five years leading up to retirement and the five years after retirement – is the most critical time period in predicting the success of a 30+ year retirement plan. Waiting until a year or two ahead of retirement to reduce the risk in your portfolio is waiting too long.

EK: The equity markets have a long history of very good returns on average, but I’m fearful of losing money in a market downturn. What suggestions do you have for me?

Mike: We use an investment bucketing strategy that allocates a client’s portfolio into time segments: Now, Soon, and Later. The idea is simply that the Now bucket is rainy day, emergency, and planned expenses tucked safely in bank accounts. The Soon bucket is money earmarked for spending in a retiree’s first phase of retirement and more conservatively invested, while the Later bucket is money designated for the second phase of retirement so it can have more growth orientation. We all know that we build wealth by staying invested in the markets over time, and this three-tiered allocation gives our clients the confidence to do just that.

EK: How can you help me overcome the often high costs arising from an unexpected medical emergency that was not in my spending plan?

Yvonne: By helping you be proactive and not reactive: Planning for those costs before they happen. First, we help clients identify and quantify which costs aren’t covered by Medicare, and then we talk about their options. Many folks don’t know there is a great option that pays for home health care, assisted living, and other long-term care costs and also provides a death benefit to heirs if you don’t end up needing those benefits. The cost and the benefits are guaranteed at issue, so it really creates a lot of clarity and confidence for today’s retirees. It’s a great solution, but only about one out of every 10 people I talk to have ever heard of it.

EK: What is the impact to today’s retirees who are living longer than either their parents or grandparents?

Mike: We think of longer life spans as a risk multiplier – it multiplies the number of times to which your portfolio could experience a market correction and the higher likelihood someone will experience an expensive health event. And inflation is a sneaky factor that can really eat into a retiree’s ability to afford everything they are used to buying. We work with clients to design strategies that will serve them well no matter how long they live.

Yvonne: That’s right. I never want an 85 year old client to come to me and say, “Well, it’s been fun, but I’m out of money.” Our plans are designed to last as long as they do!

EK: What if the government should raise taxes during my retirement years?

Yvonne: Well, truthfully, we already know that they are going to raise taxes when our current tax code expires at the end of 2025. It’s already written into the law that our personal tax rates will revert back to the higher pre-Tax Cuts and Job Act of 2017 levels. So taxes are on sale right now! Many people should be, at a minimum, executing Roth IRA conversion strategies up to and within the current 24% bracket. That is an integral service we offer to our wealth management clients.

EK: It’s obvious that a successful retirement plan includes a great many considerations. How can you help me create a comprehensive plan that will help me to sleep at night?

Yvonne: It’s so true that the devil is in the details. And we actually start with some non-financial details – such as reviewing healthcare directives and identity theft protection and providing a survivor’s guide for heirs. Some clients don’t need extensive financial planning, so we focus on creating an Investment Bucket Strategy that can sustain their income needs. Other clients need extensive financial and tax planning, so we create a comprehensive plan addressing those needs. It’s definitely not a one-size-fits-all process.

EK: What is the best way to select a qualified wealth advisor as I’m trying to navigate all of the financial decisions a retiree has to make?

Yvonne: First, understand how they are paid. A fiduciary is compensated as a percentage of assets, whereas a broker dealer is compensated by commissions on account activity. You have to decide which business model best aligns with your own interests. Second, professional credentials are important, and we proudly have CFP®s and CPAs in our office. The continuing education commitment that these licenses require keep us technically sharp. Third, and just as important, is finding someone you can connect with on a personal level. Your advisor is there to guide you through a journey that will be uniquely yours – and you want to have a relationship that you are confident to call on at any time.

EK: We’ve talked a great deal about would-be and existing retirees, but what about those of us that are still working and saving for retirement? Where’s the best place to invest our savings?

Mike: By far, the number one thing we get asked by people still working is “Can you help me with my 401(k)?” And truthfully, this is a huge societal issue. Companies have moved away from pensions and put the burden of saving and investing on their employees, but the vast majority of people don’t know which investments to choose. And who wants to go home after a hard day at work and research mutual fund choices while you’re juggling kids and dinner? So we’ve just introduced a service called Plan Confidence, which allows us to help people choose their 401(k) investments, using the mutual funds that their employer offers, with no IRA rollovers needed. The money stays right in the 401(k). It’s a monthly subscription service, and we connect with clients through a secure website and mobile app. No office visits required for busy people!

EK: How can I learn more about Marsh Wealth Management? Do you offer a complimentary consultation to determine if there is a “good fit” between your integrated team and myself?

Yvonne: Our website is always a great place to start. We’ve worked hard to lay out how we approach retirement planning and the strategies that we employ, so it gives people an easy first step to see if we would be a good fit for them. Then give our office a call to set up a time where we can introduce ourselves and hear your story – what you’re excited about and what you’re worried about – and decide how we might be of help to you on your retirement journey.

EK: In closing, is there anything else you would like to add?

Yvonne and Mike: Truly, we are all in this together. Everyone’s future is equally unknown, and there’s no need to try to figure it out by yourself. Our entire team believes in building long-lasting relationships with our clients – to be that resource that gives you a guiding hand, a word of encouragement, or an ear to just listen. We know there will be unexpected twists and turns in your retirement journey, but we’re here every step of the way, so you can relax!

Marsh Wealth Management, LLC
Fiduciary Registered Investment Advisor
504 Ebenezer Road
Knoxville, TN 37923
865.622.2162
ymarsh@marshpros.com
www.marshwealth.com

Financial Planning & Investment Advisory Services are offered through Marsh Wealth Management, LLC (“MWM”), an independent investment advisor registered with the state of Tennessee. Yvonne Marsh is an Investment Advisor Representative of MWM in the state of Tennessee. Marsh Professional Group, LLC is a TN registered public accounting firm and a separate legal entity from MWM. For a detailed discussion of MWM and their investment advisory fees, see the firm’s Form ADV on file with the SEC at www.adviserinfo.sec.gov.

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